If you were injured because of someone else’s carelessness, it’s natural to wonder what your case is worth especially when pain, missed work, and medical bills start piling up. Under Indiana law, personal injury case value is not guesswork, but it also cannot be reduced to a single promised number. Instead, it is based on a reliable framework made up of three core components: economic damages, non-economic damages, and liability and insurance limits. Understanding these elements puts you in a far stronger position to protect yourself and your family after an injury.
Economic damages are the measurable financial losses caused by an injury, including medical bills, future treatment, lost wages, and reduced earning potential, while non-economic damages compensate for pain, suffering, emotional distress, and loss of enjoyment of life. These human losses are often the largest part of a case, especially when injuries have long-term or permanent effects. However, the final value of a claim also depends on liability and available insurance coverage, including Indiana’s comparative fault rules and whether additional responsible parties or insurance policies can be identified. Because insurance companies work to limit payouts, properly valuing a case requires thorough investigation, experience, and aggressive advocacy to uncover every possible source of recovery.
