Negotiating a car crash settlement on your own can be challenging, but knowing how to navigate the process can help you achieve a better outcome. The blog outlines five essential tips to enhance your settlement: understanding the adjuster’s check-writing authority, asking about the negative facts of your case, inquiring about fault percentages, addressing out-of-pocket expenses, and managing medical liens. By asking about the adjuster’s check-writing authority, you can determine their capacity to meet your demands and know when to escalate the negotiation to a supervisor. Inquiring about the negative facts in your case can reveal the adjuster’s concerns, allowing you to prepare better responses and counterarguments, while discussing fault percentages can provide valuable insights and leverage for your negotiation.
Addressing your out-of-pocket expenses and ensuring medical liens are covered are also crucial steps. Being direct about your needs and standing your ground can help differentiate compensation for pain and suffering from out-of-pocket costs. Understanding medical liens, asking the adjuster about their handling, and providing necessary documentation can prevent surprises and ensure your settlement covers these expenses.
