When you’re injured, hospitals can use tactics to increase their payouts at your expense, ultimately reducing your injury settlement. First, they often ask if your visit is related to an accident, allowing them to charge more by billing your auto insurance’s MedPay instead of your health insurance. Second, they pursue payments through your car insurance, which typically doesn’t negotiate hospital bills down, leaving less settlement money for you. Finally, Indiana’s Hospital Lien Statute enables hospitals to place liens on your settlement, potentially claiming a large portion of your compensation. These strategies can leave you with little to cover other costs, but an experienced injury attorney can help negotiate and protect your settlement.
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