If you’ve been in a car crash, don’t be fooled by a friendly-sounding insurance adjuster — their job is to protect the insurance company’s bottom line, not your well-being. From acting overly sympathetic to pushing you into giving a recorded statement, adjusters are trained to get you to downplay your injuries, admit fault, or agree to small details that can hurt your claim later. They may even question the necessity of your medical treatment or bring up old health issues to minimize your compensation. These tactics are all designed to make your injuries seem less serious and your case appear weaker, which ultimately helps the insurer pay you less.
When friendliness fails, insurance companies escalate their efforts by delaying, denying, and defending claims — all in hopes you’ll get frustrated and settle for less. One of their most damaging tactics is offering a quick, lowball settlement before the full extent of your injuries is known. Once you accept, your case is closed for good, even if serious issues arise later. The blog urges crash victims to avoid handling claims alone and to consult with an experienced attorney before talking to adjusters or signing anything. At Marc Lopez Law Firm, the team understands these tactics and is ready to help injury victims fight back and secure the compensation they truly deserve.