If you’ve been injured in a car crash in Indiana, one of the first calls you may receive is from an insurance adjuster asking for a recorded statement. While it may seem like a simple formality, agreeing to that statement can seriously damage your claim. Insurance adjusters are trained to protect their company’s bottom line, not your best interests. Even seemingly harmless comments—like saying you’re “feeling better” or admitting you “might’ve avoided the crash”—can be twisted to downplay your injuries or shift blame onto you. Under Indiana’s comparative fault rules, such statements can drastically reduce or even eliminate your compensation.
The truth is, you are not legally required to give a recorded statement to the at-fault driver’s insurance company. In fact, doing so without legal guidance can give the insurer exactly what they need to deny your claim. The only exception is when your own insurance company requests it, and even then, you should proceed cautiously. If your injuries are serious, or if the crash involved multiple vehicles, speaking to an attorney first is critical. A knowledgeable Indiana car crash lawyer can step in, protect your rights, and help ensure that your words aren’t used against you. Don’t let a friendly voice on the phone trick you into compromising your future—get legal help before you speak.
