In the State of Indiana, a DUI arrest can lead to a number of unexpected consequences. As any experienced Indiana DUI lawyer will tell you, if you’ve been charged with a DUI, there’s a good chance you’re going to have to deal with SR22.
There are two ways you can end up with an SR22 requirement: a) the Bureau of Motor Vehicles may require you to carry SR22 following insurance violations or certain court-related offenses; or b) a judge can order you to carry SR22 during a period of specialized driving privileges or for three years following the rescission of a lifetime driving suspension.
This post will look at what an SR22 filing is, why you need it, and how long you’ll be expected to maintain it.
What Is an SR22 Filing?
An SR22 filing—sometimes referred to as proof of future financial responsibility, or more informally, as high risk insurance—is a certificate of financial responsibility required either by the BMV or by court order. The purpose of the SR22 is to ensure that your auto insurance coverage does not lapse.
It might be helpful to think of SR22 as a sort of big brother insurance policy. Big brother is watching out for you, and he’s going to let the BMV know if your insurance is canceled. SR22 makes it so the BMV is notified as soon as there’s an issue with your insurance coverage.
Click here to read more about SR22 and why you might need it.
