Before finalizing a personal injury settlement, it’s crucial to understand the impact of liens, which are legal claims on your settlement by third parties like hospitals, insurance companies, or government programs. These liens can significantly reduce the amount you receive, often catching people off guard. Common liens in Indiana include those from hospitals, medical providers, auto insurers, health insurers, Medicaid, Medicare, and workers’ compensation. Consulting an experienced attorney can help you identify, negotiate, and manage liens, ensuring that your settlement is protected and that you retain as much of your compensation as possible.
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