FAQ: Indiana Car Accidents, Recorded Statements, and Personal Injury Claims
Should I give a recorded statement after an Indiana car accident?
Not to the at-fault driver’s insurance company without first speaking to an attorney. The adjuster may use your words to dispute your injuries, reduce your claim, or shift blame onto you.
Can the insurance company deny my claim if I refuse a recorded statement?
The at-fault driver’s insurance company may not like it, but you generally are not required to give them a recorded statement. Your own insurance policy may require cooperation, so speak with an attorney before ignoring your own insurer.
What should I say if an adjuster calls me?
You can confirm basic contact information, but avoid discussing fault, injuries, speed, treatment, or settlement. A safe response is: “I am not giving a recorded statement. Please contact my attorney.”
What if I already gave a recorded statement?
Do not panic. Call an Indiana personal injury attorney and explain exactly what happened. A statement may create problems, but it does not automatically destroy your case.
How does comparative fault work in Indiana?
Indiana’s comparative fault rules can reduce your recovery if you are partly at fault. If your fault is greater than 50 percent, you may be barred from recovering damages.
How long do I have to file a personal injury lawsuit in Indiana?
Most Indiana personal injury lawsuits must be filed within two years after the cause of action accrues. Some cases have different or shorter deadlines, so it is smart to speak with an attorney quickly.
How much is my Indiana car accident claim worth?
It depends on fault, insurance coverage, medical treatment, lost wages, pain, long-term limitations, and how the injury affects your daily life. The insurance company’s first number is not always the right number.
How do I speak with the Marc Lopez Law Firm?
Call 317-632-3642. The sooner you reach out, the sooner the firm can help protect your claim and deal with the insurance company.