Indiana Car Insurance After a Crash: How It Works & What to Do

Dealing with car insurance after a crash in Indiana can be overwhelming, but understanding your policy is crucial in ensuring you receive the compensation you deserve. Your insurance declaration page outlines key coverage details, including bodily injury and property damage liability, which dictate how much your insurer will pay in case of a crash. Additionally, uninsured and underinsured motorist coverage can protect you if the at-fault driver lacks sufficient insurance. Other important coverages, such as medical payments, comprehensive, and collision insurance, provide added financial security for unexpected costs like medical bills, vehicle repairs, and non-collision-related damages.

Indiana’s minimum liability coverage of 25/50 is often inadequate, which is why experts recommend higher limits—such as 100/300—to better safeguard against financial risks. If you’re seeking specialized driving privileges, many judges require these higher limits. Navigating insurance policies can be complicated, and claim denials due to unclear policy language are common. Attorney Marc Lopez and his team can help you understand your coverage, fight for your rights, and maximize your compensation after a crash.

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